Your FREE credit report
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MyHappySock asked:
The FTC enforces the Fair Credit Reporting Act (FCRA), which requires Equifax, Experian, and TransUnion to provide you with a free copy of your credit report, at your request, once a year.
Don’t believe that you have to pay someone for this information. Read about it from the FTC’s website: http://www.ftc.gov/bcp/conline/pubs/credit/freereports.shtm
Get your credit reports, free of charge, once every 12 months, here: http://www.annualcreditreport.com
Pass this information on to your friends. It’s good to learn about your credit history and be familiar with what is reported to these agencies.
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25 Responses to “Your FREE credit report”
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… wow. I don’t even believe this. I told my brother not to use my account… He can’t even spell “waste”. Sorry to all those offended…
Good effort in trying to warn people. Those who don’t get it are either teens, adults who still have the mind of a child or people who have a vested interest in the evil world of credit. If you can’t afford to pay cash for something, you don’t deserve to own it! Go to daveramsey tod moc for the best possible advice you can get on this subject.
I think the less TV you watch, the smarter you become.
my bad,
I did not know this was also a commercial. I prostrate myself before you and beg forgiveness.
these r good commercials. leave it alone!
3:26 back
rIGHT ON!!!
i juss wasted 3 minutes of my lyyfe
How can we not watch it when it’s on almost every single cable station every 5 minutes? I’m constantly turning the station to avoid the commerical every time it comes on but I can’t seem to get away from it. I’ve actually watched less TV due to this annoying commerical just to avoid it.
No, he said try out the annualcreditreport site which really is free, unlike the “other one”.
First you said don’t go to the site …But then you said try it out cause it’s a neat site…..No wonder there was crickets in the background….This was good for nothing….Thanks
Hi,
Have not tried yet, but for the people busting your balls. IF YOU DON’T LIKE THE VIDEO DON’T WATCH! And if you don’t like it move on, it is not like he is scamming anyone, just trying to help. It amazes me how many adults, function socially on a middle school level, and we wonder why our society is going to hell in a hand basket. HappySack, even if some of the facts turn out to be different, thanks for trying to help. You show a lot of class by taking the high road answering these kids.
Not at all.
are you kidding?
Read the video description for s summary of the video.
ok whats the point of this vid im just wondering it was really dumb
Mother doesn’t like anyone I bring home. It’s probably time for me to move out I think.
You don’t date much, do you?
I didn’t think so.
Don’t blame me, I didn’t force you to watch.
wow that was a waist of3:26 min. of my life
who cares about tht crap!!!!
u bore me go do something funny not talk about credit!!!!
For a 16 year old, indeed, it would be.
this is retarted and boring by the way
It’s extortion,if my credit was “wack” because of someone else doing some thing underhanded, how is it not the fault of these agencies? what else do they have to do?,what there purpose?, and for not doing their job I should opt to pay them more… for being incompitent,It’s not like they’re the government. I froze my credit,
fuck the lenders,shisters. I work, save and by with cash.
Where is your Beard?